Posted by HCW Law |
Nov 22, 2025 |
Once all of the medical records and reports are obtained, it is time to decide whether or not your personal injury, accident or injury case is ready for evaluation. The major issue that all claims representatives address prior to evaluating a claim is whether or not the injuries claimed appear related to the loss. If there are any concerns about a particular injury being related to a loss, the claims representative will usually consider obtaining a peer review, where a doctor will review the claimant’s records and comment on both the reasonableness of the treatment and whether or not the injuries appear to be related to the accident, and/or an independent medical evaluation, where a doctor selected by the insurance company will examine the claimant and then write a report setting forth their findings.