Workplace injuries can be life-altering, leading to physical, emotional, and financial challenges. Connecticut’s workers’ compensation system provides crucial benefits to employees injured on the job. This guide explains the process, eligibility requirements, and what to do if your claim is denied.
Who Qualifies for Workers’ Compensation in Connecticut?
Connecticut law requires most employers to carry workers’ compensation insurance. If you are an employee injured while performing work duties, you’re likely eligible.
- Exceptions include independent contractors, certain volunteers, and federal employees, who are covered under separate programs.
Common Workplace Injuries and Claims
According to the Bureau of Labor Statistics, the most frequent workplace injuries include:
- Overexertion: 31% of reported injuries in Connecticut.
- Slips, Trips, and Falls: Responsible for 28% of injuries.
- Struck-by Accidents: Account for 15%.
Filing a Workers’ Compensation Claim
- Report Your Injury: Notify your employer immediately. Delayed reporting can jeopardize your claim.
- Seek Medical Treatment: Use a provider approved by your employer’s insurance.
- Complete Form 30C: Officially file your claim with the Workers’ Compensation Commission.
Benefits Available
Workers’ compensation provides:
- Medical Care: Coverage for treatment and rehabilitation.
- Lost Wages: Partial compensation during recovery.
- Disability Benefits: For temporary or permanent impairments.
- Death Benefits: For surviving dependents in fatal cases.
What If Your Claim is Denied?
- Claims are often denied due to late reporting, disputes over injury severity, or employer challenges.
- Appeal through Connecticut’s Workers’ Compensation Commission with legal representation.
Take the First Step Towards Justice Today
Don’t let the complexities of workers’ compensation overwhelm you. Reach out to Hastings, Cohan & Walsh, LLP today for a free consultation. Our experienced Connecticut workers’ compensation attorneys are here to protect your rights, guide you through the process, and ensure you receive the benefits and compensation you deserve. You pay nothing unless we win your case.