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Underinsured Claims

Uninsured Motorist Claims

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Uninsured Motorist Claims

If you or someone you know has suffered an uninsured motorist claim in Connecticut, we can assist with your claim. Put our decades of legal experience to work for you. We will advance all fees and expenses for your case including hiring experts to strengthen your case. Once the case is concluded, we will be reimbursed for costs out of the recovery. If no recovery is attained, you do not owe anything for the costs and expenses, which will be absorbed by us. All cases are handled on a contingency fee basis, which means you do not pay us until we recover money for you.

If you were involved with an uninsured motorist, we may be able to collect money damages for you even if your motor vehicle insurance policy does not provide you coverage. Please contact us immediately to schedule a FREE consultation to see how we can help you.

Under Connecticut law, all drivers must carry minimum limits of liability coverage of $20,000 per person and $40,000 per accident for bodily injury claims. Additionally, unless you elect in writing, you must also carry at least the same minimum limits for uninsured or underinsured motorist coverage.

If you have been injured by an at fault party who does not have any insurance or if you have been injured in a hit and run accident where the responsible party cannot be located, then you may have a claim under the uninsured motorist protection coverage of your policy.

Uninsured motorist claims can be extremely complicated and your interests will be adverse to that of your own insurance company. It is extremely advisable to contact us as soon as possible before doing anything that could adversely affect your potential recovery.

1. What Should I Do If I Am Involved In An Uninsured Motorist Claim?

It is extremely important that you contact us as soon as possible. It is critical not to do anything that might have a negative affect upon your case. We might advise you not to give any statements or sign any authorizations, so it is important to speak with us before you do something that could have a negative impact on your case. There are also potential notice requirements that, if missed, could result in the dismissal of your case.

2. How is Liability Determined?

The critical issue in many personal injury cases is just how a "reasonable person" would be expected to act in the situation that caused the injury. A person is negligent when he or she fails to act like a "reasonable person". Whether a given person has met the "reasonable person standard" is often a matter that is decided by a jury after the presentation of evidence and argument at trial. This is one of the many reasons why you should contact us as soon as possible so we can start to investigate and develop your case.

3. What Compensation Might I Receive If My Case is Successful?

Usually, a person who is liable for an injury-which generally means his or her liability insurance company-must pay an injured person for

  • Past and future medical care and related expenses
  • Past and future income lost because of the accident
  • Permanent physical disability or disfigurement
  • Loss of family, social, and educational experiences
  • Emotional damages, such as stress, embarrassment, depression, or strains on family relationships
  • Punitive Damages (In Extraordinary Cases)
  • Damaged Property

You will be awarded “damages,” or compensation, which is money intended to restore you to the position you were in before your injury. This money is not considered income (excluding monies paid for loss of income) and is not taxable as income by the federal or state government.

4. How Do I Go About Getting Experts To Help Me With My Uninsured Motorist Claim?

We will be able to hire a team of experts that can assist in the development of your case, which, depending on your case can range from a private investigator, to doctors, to economists.

5. Who Will Pay The Expenses of Hiring All Of These Experts?

We will advance all costs and expenses of the case as they are incurred. Once the case is concluded, we would be reimbursed for their costs out of the recovery. If there is no recovery, the client will owe nothing for the costs and expenses, which will be absorbed by us.

6. Do Any of Your Attorneys Have Any Specialized Training or Awards?

One of our attorneys has received Advanced Negotiation Training at the Harvard Law School and is a member of the Million Dollar Advocates Forum which is one of the most prestigious groups of trial lawyers in the U.S. For additional information please see our attorney biographies.

8. Why Should I Hire Hastings, Cohan and Walsh, LLP to Represent Me?

Because we are passionate about what we do and have decades of experience in representing Connecticut accident victims. Before you hire a lawyer, speak to an insurance adjuster, or sign any paperwork, order a copy of our free book "The Crash Course on Personal Injury Claims in Connecticut."

If you or someone you know has suffered an uninsured motorist claim in Connecticut, you should contact us as soon as possible. Don't delay in consulting us so we can get to work for you right away.

Please call us at 1-888-842-8466 or complete our online form on the right hand side of this web page and tell us about your case.

Email: info@hcwlaw.com

73 Redding Road
Georgetown, CT 06829

58 Post Road
Danbury, CT 06810




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